​Questions to ask your insurance provider when inquiring about out-of-network coverage:

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1. Will I be reimbursed for seeing a licensed clinical social worker as an out-of-network provider?

2. How much of the fee is reimbursed for out-of-network providers?

3. What is my deductible for out-of-network benefits?

4. Have I met my deductible out-of-network benefits?

5. What paperwork do I need to complete to receive out-of-network benefits?

6. How long will it take to be reimbursed for sessions after I have submitted my claims for out-of-network benefits?

7. Is approval required from my primary care physician to see an out-of-network provider?

8. Are mental/behavioral health services, specifically CPT codes 90791, 90837, and 90834, covered by my out-of-network benefits?

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What is a super bill?

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Understanding Health Insurance Terms